Insurance Exams (IE)

Insurance Exams (IE)

The Insurance Exams (IE) -Facts every aspirant should know

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

About insurance :  

An entity that provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as an insured or as a policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.

Insurance Exams:

 Insurance exams in India are conducted for various posts within the insurance sector. The insurance sector in India has been one among the foremost significant employment sectors and has managed to realize the most benefit over the past 20 years. IRDA-Insurance Regulatory and Development Authority of India is that the main body answerable for maintaining the expansion and promoting the insurance industry in India. Insurance exams are conducted at regular intervals in India and candidates across the country watch for the recruitment to be performed annually. In this article, we shall discuss the insurance exams conducted by various insurance companies in India. Insurance companies are divided into two parts:

  1.  Life Insurance Companies
  2. Non-Life Insurance Company

giving life assurance offer coverage to the lifetime of the individuals, whereas the non-life insurance companies offer coverage to our daily living like travel, health, our car and bikes, and residential insurance. The article will discuss the insurance exams conducted by the subsequent insurance companies in India:

  1. LIC- Life Insurance Corporation of India
  2. NIACL- New India Assurance Company Limited
  3. NICL- National Insurance Company Limited
  4. OICL- Oriental Insurance Company Limited
  5. UIIC- United India Insurance Company
  6. IRDA- Insurance Regulatory and Development Authority of India

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