Ayushman Bharat Yojana
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship scheme of Government of India to provide cashless secondary and tertiary care treatment from the empanelled public and private hospitals providing coverage to more than 10 crore poor and vulnerable beneficiary families.
National Health Authority (NHA) is the apex body responsible for the implementation of Ayushman Bharat PM-JAY.
We are pleased to announce the launch of official mobile application for citizens to:
• Get easy access to information about PMJAY
• Check eligibility
• Search empanelled hospitals
In February 2018, the Government of India announced the creation of 1,50,000 Health and Wellness Centres (HWCs) by transforming the existing Sub Centres and Primary Health Centres. These centres are to deliver Comprehensive Primary Health Care (CPHC) bringing healthcare closer to the homes of people. They cover both, maternal and child health services and non-communicable diseases, including free essential drugs and diagnostic services.
The second component under Ayushman Bharat is the Pradhan Mantri Jan Arogya Yojna or PM-JAY as it is popularly known. This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Hon’ble Prime Minister of India, Shri Narendra Modi.
Ayushman Bharat Yojana |
|
Type of project |
Health insurance |
Country |
India |
Prime Minister(s) |
Narendra Modi |
Ministry |
Ministry of Health and Family Welfare |
Launched |
23 September 2018; 2 years ago |
Budget |
₹8,088 crore (US$1.1 billion) (2021 - 2022) |
Status |
Active |
Website |
https://www.pmjay.gov.in/ |
In addition to be a life saver scheme for lower middle income the other key features of Pradhan Mantri Ayushman Bharat Yojana (PMJAY) are as follows:
Ayushman Bharat Yojana scheme insures almost 40% of the vulnerable and needy families in India. The healthcare services and benefits that they can avail are listed below:
The primary concern for healthcare facilities in the rural area is accessibility which goes on to increase with the soaring cost of medical healthcare. Often it is observed that people fall into debt traps to repay the hefty medical bills. The PMJAY is available to the following types of people in the rural areas -
· Families without any male member in the age band of 16 to 59 years.
· Families without any adult in the age range of 16 to 59 years.
· Family with a disabled member and no able-bodied adult members.
· Households belonging in the Scheduled Caste and Scheduled Tribes.
· Landless households who earn a major part of their income from manual labour.
· Families living in a single room house with temporary walls and roofs.
· Families working as manual scavengers.
· Families not having any household.
· Primitive tribal groups.
· Legally released bonded labour.
· Those living in extreme poverty or living on alms.
With a rs 5 lakh insurance cover per family, the Ayushman Bharat scheme shall benefit the following category of people in the urban regions -
· Rag Pickers
· Beggars
· Domestic Workers
· Street vendors, cobblers or hawkers or other individuals providing services on the pavements.
· Construction workers, plumber, Labourer, painters, welders, security guards
· Sweepers and sanitation workers
· Individuals who offer transport services like drivers, conductors, helpers, cart or rickshaw pullers along with head load workers.
· Home-based workers, artisans including tailors and handicraft workers.
· Shopworkers, assistants or peons in small establishments, delivery boys, and waiters.
· Washer-men or chowkidars.
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